Mandeville, Abita Springs, Covington and Madisonville real estate and homes for sale in Louisiana - Ann O'Bryan, REALTOR® Ann O'Bryan REALTOR(r) for Mandeville, Abita Springs, Covington and Madisonville, Louisiana real estate - NUMBER1EXPERT™ Ann O'Bryan NUMBER1EXPERT(tm) for Mandeville, Abita Springs, Covington and Madisonville, Louisiana real estate

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Ann O'Bryan, REALTOR®, real estate agent and broker for Mandeville, Abita Springs, Covington and Madisonville Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 985-626-5695.


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For Buyers: Mandeville, Abita Springs, Covington and Madisonville Louisiana home buying, real estate listings, and homes for sale in Parrish Parish, LA
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Why Buyers Choose Me: Why homebuyers in the Mandeville, Abita Springs, Covington and Madisonville area choose Ann O'Bryan as their Realtor
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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Ann O'Bryan, REALTOR®, real estate agent and broker for Mandeville, Abita Springs, Covington and Madisonville Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Ann O'Bryan
Latter & Blum

1151 N. Causeway Blvd.
Mandeville, LA 70471
985-626-5695
Cell: 985-630-1849
Fax: 985-626-5866
annobryan@NUMBER1EXPERT.com

There are many advantages to hiring Ann for all your real estate needs. Just review the many achievements and credentials listed on her website -- she's a Lifetime Member of the Million Dollar Club, affiliated with several realty associations, and one of America's NUMBER1EXPERTS™in the Mandeville, Abita Springs, Covington and Madisonville area. Ann O'Bryan is well-equipped to handle all of your real estate needs. Call or email her today!

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