Mandeville, Abita Springs, Covington and Madisonville real estate and homes for sale in Louisiana - Ann O'Bryan, REALTOR® Ann O'Bryan REALTOR(r) for Mandeville, Abita Springs, Covington and Madisonville, Louisiana real estate - NUMBER1EXPERT™ Ann O'Bryan NUMBER1EXPERT(tm) for Mandeville, Abita Springs, Covington and Madisonville, Louisiana real estate

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Ann O'Bryan, REALTOR®, real estate agent and broker for Mandeville, Abita Springs, Covington and Madisonville Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 985-626-5695.


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Mortgage Prequalification: Mandeville, Abita Springs, Covington and Madisonville Louisiana home buying, real estate listings, and homes for sale in Parrish                        County, LA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Mandeville, Abita Springs, Covington and Madisonville Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?

A 
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
See More Real Estate Trivia >



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Ann O'Bryan, REALTOR®, real estate agent and broker for Mandeville, Abita Springs, Covington and Madisonville Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Ann O'Bryan
Latter & Blum

1151 N. Causeway Blvd.
Mandeville, LA 70471
985-626-5695
Cell: 985-630-1849
Fax: 985-626-5866
annobryan@NUMBER1EXPERT.com

There are many advantages to hiring Ann for all your real estate needs. Just review the many achievements and credentials listed on her website -- she's a Lifetime Member of the Million Dollar Club, affiliated with several realty associations, and one of America's NUMBER1EXPERTS™in the Mandeville, Abita Springs, Covington and Madisonville area. Ann O'Bryan is well-equipped to handle all of your real estate needs. Call or email her today!

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Latter & Blum real estate and homes for sale in Mandeville, Abita Springs, Covington and Madisonville Louisiana

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