Mandeville, Abita Springs, Covington and Madisonville real estate and homes for sale in Louisiana - Ann O'Bryan, REALTOR® Ann O'Bryan REALTOR(r) for Mandeville, Abita Springs, Covington and Madisonville, Louisiana real estate - NUMBER1EXPERT™ Ann O'Bryan NUMBER1EXPERT(tm) for Mandeville, Abita Springs, Covington and Madisonville, Louisiana real estate

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Ann O'Bryan, REALTOR®, real estate agent and broker for Mandeville, Abita Springs, Covington and Madisonville Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 985-626-5695.


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First Time Homebuyers: Mandeville, Abita Springs, Covington and Madisonville Louisiana home buying, real estate listings, and homes for sale in Parrish Parish, LA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Mandeville, Abita Springs, Covington and Madisonville real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Real Estate Trivia
Q 
What building has the largest windows in the world?

A 
The Palace of Industry and Technology in Paris, France has three matching windows, each 715 feet high and 164 feet wide and comprised of multiple panes of glass.
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Ann O'Bryan, REALTOR®, real estate agent and broker for Mandeville, Abita Springs, Covington and Madisonville Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Ann O'Bryan
Latter & Blum

1151 N. Causeway Blvd.
Mandeville, LA 70471
985-626-5695
Cell: 985-630-1849
Fax: 985-626-5866
annobryan@NUMBER1EXPERT.com

There are many advantages to hiring Ann for all your real estate needs. Just review the many achievements and credentials listed on her website -- she's a Lifetime Member of the Million Dollar Club, affiliated with several realty associations, and one of America's NUMBER1EXPERTS™in the Mandeville, Abita Springs, Covington and Madisonville area. Ann O'Bryan is well-equipped to handle all of your real estate needs. Call or email her today!

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Latter & Blum real estate and homes for sale in Mandeville, Abita Springs, Covington and Madisonville Louisiana

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