There are many advantages to hiring Ann for all your real estate needs. Just review the many achievements and credentials listed on her website -- she's a Lifetime Member of the Million Dollar Club, affiliated with several realty associations, and one of America's NUMBER1EXPERTS?in the Mandeville, Abita Springs, Covington and Madisonville area. Ann O'Bryan is well-equipped to handle all of your real estate needs. Call or email her today!
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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What was the first territorial acquisition made by the U.S. Government?
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The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. |
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- NUMBER1EXPERT™ 
